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Canada’s Smarter Way to Finance Home Improvements

Especially Designed for Homeowners with Challenged Credit

I'M A HOMEOWNER

I'M A CONTRACTOR

ACE EQUIPMENT FUNDING

Built for Canadians with credit challenges
Fully open loans—repay early, penalty-free
You own the equipment outright
Respectful process without judgment
Heating & Cooling Systems
Transparent terms. No hidden tricks.

MOST OTHERS

Reject applicants with less-than-perfect credit
Promote high-cost rental agreements
Trap customers into long, expensive lease
Prioritize paperwork over people

Have Questions? Get in Touch

Phone: 1-800-888-8888

Single choice
I am a Homeowner
I am a Vendor

Empowering Homeowners

ACE Equipment Funding Inc. helps Canadian homeowners who’ve been turned away by banks or traditional lenders secure affordable financing for essential upgrades. If others have declined you, we're built to say yes—responsibly and fast.

Family on Digital Tablet

Flexible Funding That Works For You

Why Choose ACE?

We Specialize in Helping Homeowners Rebuild Their Credit

If your credit history includes setbacks, missed payments, or financial hardship, you’re not alone—and you're exactly who we’re here to help. ACE works with Canadians who’ve been declined elsewhere to fund vital home improvement projects with dignity and respect.

Loans Up To $35,000

For necessary home improvements.

Flexible 12-year Terms

With fully open repayment.

Same Day Approvals

With no early repayment penalties.

Confidential Support

With friendly and nonjudgmental service.

No Rental Traps

You own your system or upgrades from day one.

Credit-Friendly

Designed specifically for Canadians with credit challenges.

How It Works – For Homeowners

Step 1:

Apply in Minutes

No paperwork. Simple online application.

Step 2:

Get Reviewed

We evaluate your full financial picture, not just your score.

Step 3:

Apply in Minutes

We pay your contractor directly so work can begin.

What Can You Finance?

Heating & Cooling Systems
Roof Repairs & Replacements
Window & Door Replacements
Plumbing & Electrical Upgrades
Water Filtration & Air Purification
Insulation & Energy Efficiency
Other Essential Home Projects
Home Entrance
Our Mission

We exist to give deserving homeowners real options - not just more rejections

HEAR FROM OUR
HAPPY CLIENTS

THIS IS THE SPACE TO SHARE A REVIEW FROM ONE OF THE BUSINESS'S CLIENTS
OR CUSTOMERS.

Danielle Yiluay

THIS IS THE SPACE TO SHARE A REVIEW FROM ONE OF THE BUSINESS'S CLIENTS
OR CUSTOMERS.

Gisele Granot

THIS IS THE SPACE TO SHARE A REVIEW FROM ONE OF THE BUSINESS'S CLIENTS
OR CUSTOMERS.

Tom Schimmer

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